Looking after you every step of the way
Welcome to Mortgage Smart, a team of approachable, well established Mortgage Advisors based in Northamptonshire, Oxfordshire and Buckinghamshire. With so many choices of mortgage schemes available quite often it’s difficult to know where to start. Here the team are Mortgage Smart and know the market inside out.
We work for you not the financial institution and have your best interests at heart.
We offer plain talking, jargon free mortgage advice at a pace that suits you.
So whether you’re a First Time Buyer, an experienced mover or a Landlord – we’ll match you to the best mortgage product saving you time and money.
We are here to support you and take the stress and uncertainty that comes with buying and selling property.
Once we’ve helped you source the most suitable mortgage, we will also advise you on the best Protection Products to ensure you can be fully protected – no matter what life throws at you.
Friendly and approachable and looking after you every step of the way.
Call us today to arrange a free initial consultation.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. The Financial Conduct Authority does not regulate all Buy to Let mortgages.
EXCELLENT Based on 27 reviews Posted on Tim HarrisonTrustindex verifies that the original source of the review is Google. Excellent service from Rachel, she has steered me through some very complex issues with my original mortgage, my remortgage, and eventually changing the mortgage entirely to a sole owner model. The help and advice I have had from Mortgage Smart has been critically invaluable, I would not have been able to get to where I am without them - very friendly but perfectly professional throughout the entire process, I would gladly recommend their services to anyone that needs mortgage help!Posted on Tania NorthorpeTrustindex verifies that the original source of the review is Google. Rachel has been amazingly helpful advising me on my mortgage situation. She is extremely knowledgeable about the different products available and provides fantastic advice about the pros and cons of each. She is also responsive, approachable and patient. I would highly recommend her to anyone looking for mortgage advice.Posted on Helen DrakeTrustindex verifies that the original source of the review is Google. For the second time we have had Rachel work for us in getting a great mortgage product for us. We have been very happy with both outcomes and trust Rachel fully. She’s readily contactable and is always willing to answer questions no matter how small. I highly recommend.Posted on Ellis HerculesTrustindex verifies that the original source of the review is Google. Nigel has been a massive help in helping us move home. He was clear with his instructions. Went above and beyond when it came to financial advice. Always available when we needed him and always very professional and helpful. We will definitely be using him again and be recommending him to anybody that asks. Thanks Nigel!Posted on Kirstie DarnellTrustindex verifies that the original source of the review is Google. Very happy with the advice received from Rachel at Mortgage Smart. Would happily and wholeheartedly recommend. If you have a mortgage coming to an end, you’re a first time buyer, or you’re already a homeowner exploring your options, Rachel can help!Posted on Sean WoollardTrustindex verifies that the original source of the review is Google. I had an excellent experience sorting out my insurance with Rachel from Mortgage smart. They were incredibly patient, thorough, and really took the time to explain everything clearly. I felt supported throughout the entire process and confident that I was getting the best coverage for my needs. Highly recommend!Posted on Holly CochraneTrustindex verifies that the original source of the review is Google. Rachel is the best !! She helped myself and my boyfriend buy our first home and couldn’t have done any of it without her !Posted on Kate HTrustindex verifies that the original source of the review is Google. Rachel was the biggest help we could have asked for in the process of buying our first home! She made the whole experience feel so much more manageable and less complicated. We really couldn’t have done it without her! Thank you so much for your help & ongoing support! Katie & JTPosted on Lionel PayneTrustindex verifies that the original source of the review is Google. Rachel helped me over the summer to navigate the landscape as a first time buyer. She separated the important from the tick box exercises, always providing professional advice - being personal and making the process an ease. Thank you Rachel!Posted on Sam GrovesTrustindex verifies that the original source of the review is Google. Nigel at Mortgage Smart helped us out a few months ago just as mortgage rates were rising weekly and products were being pulled. He secured us a mortgage which meant we were able to follow through on a purchase on our first house. He was super useful and concise in everything else and was rapid in response, nothing ever felt like an issue. A big recommend to anyone wanting a mortgage.
The firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity. Our typical fee is £395.
Mortgage Smart Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited. Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority.
Registered in England & Wales, 11754334
Your home may be repossessed if you do not keep up repayments on your mortgage.