Nigel

30th March 2026 How Much Can You Really Borrow in 2026? One of the most common questions we’re asked is: “How much can I actually borrow?” With mortgage rates changing and the cost of living still a factor, many buyers (particularly first-time buyers) want to understand what’s realistically affordable before they start viewing homes. As […]

30th March 2026 If you’re self-employed, a contractor, or run your own business, you may have already talked yourself out of buying a home. “I haven’t got enough years of accounts.” “It’s much harder if you’re self-employed.” “No lender will look at my income properly.” These are some of the most common assumptions I hear

29 Jan 2026 Are you one of the 2 million homeowners needing to remortgage this year? If your current mortgage deal is coming to an end, you’re not alone.  Many people aren’t sure where to start, what it will cost or what their options actually are.  But one thing is certain: doing nothing could be

13 November 2025 Starting a conversation about getting a mortgage can feel daunting — we get it. Whether it’s your first home, your next move, or an investment for the future, the process can seem full of unfamiliar terms, figures, and decisions. But with us, it doesn’t have to be overwhelming. We believe in making

First posted 20 June 2025 Family Finances Under Pressure? Debt consolidation: A smart way to improve household cashflow Raising a family comes with plenty of joys — and no shortage of financial challenges. With rising prices for food, childcare, bills, and petrol, many parents are feeling the pressure. If you’re managing multiple debts and struggling

        Posted 8th May 2025

Posted 23 April 2025 Bridging finance can be a useful tool if you need to secure a property quickly or if you’re in the process of selling your current home but need to buy a new one before completing that sale. Here’s how you can use bridging finance to help you get the house you

  Published 1st April 2025 Getting a mortgage is one of the biggest financial decisions you’ll make, so it’s important to get it right. A mortgage advisor can search the market of mortgage lenders and recommend the best deal for your individual circumstances. They’ll look at your income and expenditure and help you establish a

Published 17 March 2025 With Stamp Duty (SDLT) set to change on 1st April 2025, with thresholds and rates reverting back to their previous levels– this is a ‘shout out’ to conveyancers and solicitors navigating our clients through the homebuying process. Choosing a conveyancer (or solicitor) when buying or selling property – is not as

Published 17 March 2025 Homes for first-time buyers are the least affordable they have been for many years due to increased mortgage rates having a major impact on affordability. Rapid increases in house prices over the last few years coupled with slow wage growth have caused first-time buyers to require a larger than ever deposit.