13 November 2025 Starting a conversation about getting a mortgage can feel daunting — we get it. Whether it’s your first home, your next move, or an investment for the future, the process can seem full of unfamiliar terms, figures, and decisions. But with us, it doesn’t have to be overwhelming. We believe in making […]
From Dreams to Doorsteps: Starting your mortgage journey with us Read More »
First posted 20 June 2025 Family Finances Under Pressure? Debt consolidation: A smart way to improve household cashflow Raising a family comes with plenty of joys — and no shortage of financial challenges. With rising prices for food, childcare, bills, and petrol, many parents are feeling the pressure. If you’re managing multiple debts and struggling
Debt Consolidation to improve household cashflow Read More »
Posted 23 April 2025 Bridging finance can be a useful tool if you need to secure a property quickly or if you’re in the process of selling your current home but need to buy a new one before completing that sale. Here’s how you can use bridging finance to help you get the house you
When to consider Bridging Finance Read More »
Published 1st April 2025 Getting a mortgage is one of the biggest financial decisions you’ll make, so it’s important to get it right. A mortgage advisor can search the market of mortgage lenders and recommend the best deal for your individual circumstances. They’ll look at your income and expenditure and help you establish a
Getting a Mortgage Read More »
Published 17 March 2025 With Stamp Duty (SDLT) set to change on 1st April 2025, with thresholds and rates reverting back to their previous levels– this is a ‘shout out’ to conveyancers and solicitors navigating our clients through the homebuying process. Choosing a conveyancer (or solicitor) when buying or selling property – is not as
Don’t be an April Fool Read More »
Published 17 March 2025 Homes for first-time buyers are the least affordable they have been for many years due to increased mortgage rates having a major impact on affordability. Rapid increases in house prices over the last few years coupled with slow wage growth have caused first-time buyers to require a larger than ever deposit.
The ‘smart’ way to own your first home. Read More »
Posted 27/11/2024 Applying for a mortgage can be a lot of work. There are documents to collect, a mortgage broker to talk to and decision to make on the recommended deal and term. For many people a mortgage will be the biggest loan they’ll ever get and the mortgage lenders want to know that the
Your credit score – what you should know. Read More »
08/11/2021 Mortgage Smart is pleased to be able to offer fee free* mortgage advice to NHS & Unite Union members. Unite is the largest trade union in the UK and Ireland with members across the private, public and voluntary sectors including manufacturing, public services, transport, food, finance and construction. So whether you are buying or
Mortgage Smart Teams up with NHS & Unite the Union Read More »
25/08/2021 Santander is reducing rates across its residential and buy-to-let mortgage ranges by up to 0.60% launching new sub-1% purchase and remortgage products. Available from tomorrow, new purchase products include two-year fixed rates at 0.89% up to 60% LTV and 1.04% up to 75% LTV, while new five-year fixes start at 0.99% up to 60%
Santander launches new sub-1% deals amid rate reductions of up to 0.60% Read More »
