Nigel

First Time Buyers Improve your chances of being accepted for a mortgage.

First Time Buyers – Improve your chances of being accepted for a mortgage.Mortgage demand is higher than ever thanks to the stamp duty holiday and the rise of 95% mortgages. This means it is more important than ever for home buyers to be ‘mortgage ready’. Here are some tips to put you in a better […]

First Time Buyers Improve your chances of being accepted for a mortgage. Read More »

Mortgage approvals fall more than expected in February.

Mortgage approvals fall more than expected in FebruaryUK mortgage approvals fell more than expected in February ahead of the original stamp duty holiday deadline, according to figures released today by the Bank of England. Mortgage approvals declined to 87,669 from 97,350 in January, versus expectations of a smaller drop to 95,000. Mortgage approvals were higher

Mortgage approvals fall more than expected in February. Read More »

95% Mortgages are back!

95% Mortgages are back!First-time buyers with just a 5% deposit will receive a boost from Wednesday 17th March as the first lender returns to the 95% LTV market. Only available via Mortgage Brokers, and exclusively to first-time buyers, is a five-year fixed rate mortgage needing only 5% deposit available up to a maximum borrowing of £500,000. There

95% Mortgages are back! Read More »

Mortgage lenders shun the self-employed with Lower lending and Big deposits .

Mortgage lenders shun the self-employed with Lower lending and Big depositsBigger deposits, more paperwork and black marks if you took a bounce back loan during lockdown. These are some of the problems many self-employed are facing on the High Street at the moment. Even though many self employed people may earn more than salaried employees, some

Mortgage lenders shun the self-employed with Lower lending and Big deposits . Read More »