Posted 27/11/2024 Applying for a mortgage can be a lot of work. There are documents to collect, a mortgage broker to talk to and decision to make on the recommended deal and term. For many people a mortgage will be the biggest loan they’ll ever get and the mortgage lenders want to know that the […]
Your credit score – what you should know. Read More »
Posted 26/01/2022 Life insurance provides protection to individuals and their dependents in the event of the policyholder’s death, meaning outgoings like mortgages and household bills can be covered. However, MoneySupermarket found that only 58 per cent of homeowners have life cover, while 40 per cent have avoided taking out a policy. The top reasons cited
Christmas Opening Times 2021 Christmas Eve 09.00-12.00 Christmas Day CLOSED Boxing Day CLOSED 27th December 09.00-17.00 28th December 09.00-17.00 29th December 09.00-17.00 30th December 09.00-17.00 31st December 09.00-12.00 1st Janaury CLOSED 2nd January CLOSED Wishing all our clients and business partners a very Merry Christmas and a Happy New Year. We look forward
Christmas Trading Hours 2021 Read More »
First-time buyers enjoy lowest ever rates: Moneyfacts By Gary Adams 6th December 2021 10:09 am Mortgage Strategy online The average rates at 95% LTV are the lowest on record, says Moneyfacts. For a two-year fix, first-time buyers with a 5% deposit will be able to secure a rate of 3.09% on average and, for a five-year fix, 3.39%. In
First time buyers enjoy lowest ever rates Read More »
03/12/2021 by Rachel Smith Mortgage Protection – A Mochaccino away… As I was scraping the ice and snow off my car this morning, it occurred to me that if the car doesn’t get me there – I’ve got breakdown cover. They’re a phone call away and it’s a monthly direct debit that I don’t really
Mortgage Protection – A Mochaccino away … Read More »
08/11/2021 Mortgage Smart is pleased to be able to offer fee free* mortgage advice to NHS & Unite Union members. Unite is the largest trade union in the UK and Ireland with members across the private, public and voluntary sectors including manufacturing, public services, transport, food, finance and construction. So whether you are buying or
Mortgage Smart Teams up with NHS & Unite the Union Read More »
17/08/2021 NatWest has cut the rates in its purchase and remortgage range by up to 0.1 per cent and has removed selected green mortgage products from its range. The changes are effective from tomorrow and include a 0.05 per cent reduction to its five-year fixed rate purchase product at 60 per cent loan to value
NatWest cuts rates launching 0.99 per cent five-year deal Read More »
09/08/2021 Halifax launches lowest ever 2-year fixed rate Mortgage Introducer August 9, 2021 Share Tweet Share The Halifax has the lowest ever 2-year fixed rate to date at 0.83% up to 60% loan-to-value (LTV). In addition, the lender is also launching a 5-year fixed rate at 1.03% and a 10-year fix at 2.07%. Halifax is
Halifax launches lowest ever 2-year fixed rate Read More »
The Evening Standard Emma Lunn July 12, 2021 Contrary to popular belief, there’s no ‘special’ category for mortgages aimed at the self-employed. Freelancers, company directors and contractors can apply for the same mortgage products as everyone else. Where self-employed borrowers often come unstuck is proving their income. While employed borrowers can simply show lenders their
Self Employed Mortgage Lending Read More »
04/06/2021 First time buyers will have the opportunity to purchase properties at a 30 per cent discount under a new Government scheme to get more people on the housing ladder. Robert Jenrick, the Housing Secretary, will on Friday launch a “first homes” initiative, which will be available to locals seeking to buy their first property,
First-time home buyers get 30% discount under Government scheme Read More »
