First Time Buyers

Buy to let Mortgage

First time buyers

We understand that as First Time Buyers, buying your first property isn’t easy and can be daunting. There is a lot to consider.

At Mortgage Smart we are here to take away the stress and uncertainty that comes with buying your first home.

We have access to a wide range of lenders who regularly provide exclusive products specifically for first time buyers.

It’s important we budget properly. We will need to consider the extra costs involved in owning your own home such as Council Tax and electricity. But don’t worry – we’ll go through a full budget planner so you know what to expect and it fits your budget. We co-ordinate with the estate agent, recommend a solicitor, source the most competitive lender and organise a Building Surveyor if you require one.

We keep you regularly updated as your sale moves forward. As well as helping you find a suitable mortgage, we can help you protect your family and insure your home. To find the right mortgage for you, call us today to arrange a free initial consultation.

The firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity. Our typical fee is £395.

Mortgage Smart Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited.

Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority.

Registered in England & Wales, 11754334

Your home may be repossessed if you do not keep up repayments on your mortgage.