About us

Mortgage advisers

About us

Mortgage Smart was set up by local mortgage brokers Nigel Riley and Rachel Smith, formerly of McRobie Adams, along with Selina Targett who is based in Abingdon, Oxford.

We are 3 like-minded, fully qualified Mortgage Advisers, with more than 60 years in financial services collectively and have served clients in Brackley and the wider area for many years.

We offer specialist advice on all your Mortgage and Protection needs helping you with your first purchase to your last.  We have good relationships with local Solicitors, Estate Agents and property surveyors to help your  move go as smoothly as possible.

We are parents and home owners ourselves, so we understand how important it is to get the best possible mortgage and to protect what’s most important to you - now and in the future.

We also offer specialist advice on business protection insurance for sole traders and limited companies. We have established relationships for Commercial mortgage lending and other types of specialist finance. 

Zoom, WhatsApp and Facetime video calls and telephone appointments allow us to offer flexible appointment times, however, a ‘socially distanced’ face to face meeting is possible in our local office at 12a Market Place, Brackley, Northamptonshire, NN13 7DP.

The firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity. Our typical fee is £395.

Mortgage Smart Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited. Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales, 11754334..

The Financial Conduct Authority does not regulate most Buy To Let Mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.